In Case of Errors or Questions About Your Electronic Transfers, call or write us at the address listed below, as soon as you can, if you think your statement is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
FIRST STATE BANK FIRST STATE BANK FIRST STATE BANK
240 N FIRST STREET 1017 OLD HIGHWAY 60 9666 S HIGHWAY 259
IRVINGTON KY 40146 HARDINSBURG KY 40143 MCDANIELS KY 40152
270-547-2271 270-756-2175 270-257-2317
- Tell us your name and account number (if any).
- Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
- Tell us the dollar amount of the suspected error.
If you tell us orally, we may require you to send us your complaint or questions in writing within 10 business days.
We will determine whether an error occurred within 10 business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account.
For errors involving new accounts, point of sale, or foreign initiated transactions, we may take up to 90 days to investigate your complaint or question. For new accounts we may take up to 20 business days to credit your account for the amount you think is in error.
We will tell you the results within 3 business days of completing our investigation. If we determine there was no error, we will send you a written explanation within 3 business days after we finish our investigation. You may ask for copies of the documentation that we used in our investigation.
The Error Resolution described above does NOT apply to Business or Trust Accounts.