Fee Schedule

Online Services
Online Banking FREE
Online Bill Payment FREE

ATM and MasterMoney Debit Card transactions
First State Bank and affiliates FREE
All other machine ATM transactions $.75

(The owner of the ATM at which a transaction is conducted may assess an additional surcharge. There will NOT be a fee for transactions conducted at Meade County Bank, River City Bank, West Point Bank, or Bank of Clarkson ATM machines.)

International ATM/Debit Card Transactions 1% (of the transaction)
ATM/Debit Card replacement fee $12.00

Check Printing Fee
depends on style of check ordered

Charges and Fees
Overdraft Item Charge $20.00

Will be charged per item for covering overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. Transactions may not be processed in the order in which they occurred, and that the order in which transactions are received by the institution and processed can affect the total amount of overdraft fees incurred by the customer. Any fee charged to the accounts counts toward the total amount of the overdraft limit established by the bank.

Daily Overdraft Charge

If your account is overdrawn for 4 or more consecutive business days, an additional charge per day applies. (all checking accounts)

Return Item Charge $20.00
Stop Payment Request (if amount, payee & check # given) $20.00
All other Stop Payment Requests $40.00
Telephone Transfer Fee (per item) $2.00
Counter Check Fee (per printed page) $1.00
Dormant Checking Account Fee $10.00

(No credit or debit activity for a period of 180 days and the account has a balance of $200 or less. )

Account Records Research Fees
Check Image copies (per item)/including statements $5.00
Plus research charge (per hour- one hour minimum) $50.00

Safety Deposit Box

Contents not insured by the FDIC or this institution

Large (annually) $24.00
Medium (annually) $18.00
Small (annually) $12.00
Lost safety deposit box key- one (1) key $20.00
Drill and replace lock on safety deposit box $75.00

Outgoing Wire Transfer- Customers Only
Domestic $20.00
International $50.00

Attachments, Garnishments & Levies (each occurrence) $50.00
Cashier’s Check- Customers Only $2.00
Notary Service FREE
Last updated on Oct 12, 2018

© 2021, First State Bank