Personal Loans:

Our bank makes credit products available to all qualified applicants. We have simple interest installment loans that are popular for financing new cars, furniture, boats and other major purchases. Ask any of our loan officers before you make that purchase and we will be happy to assist you with your loan.

The community is important to First State Bank and we like to see local businesses thrive. We offer commercial loans to businesses that are secured by real estate. Each business has very different needs and one of our Loan Officers will be happy to help you plan a program that is suitable for your business.

Whether you are buying a new home, refinancing or planning to build a home, First State Bank would like the opportunity to meet your needs. We make the process of closing your mortgage loan as convenient as possible. We know that our customers' time is very important to them so we try to close our loans as quickly and efficiently as we can. We also take pride in keeping the closing costs at a minimum. Just ask one of our Loan Officers for a quote and we will be glad to assist you.

The current tax code disallows the interest deduction on traditional automobile and consumer loans. By simply writing a check your Home Equity Loan can be used to make purchases while in some cases maintaining the tax deductibility of the interest.* Consider the convenience of a First State Bank Home Equity Loan the next time you need financing for that new car, to make home improvements, or whatever your needs may be.